Terms and Conditions

Last Updated: 29 November 2022

Welcome to IndexUniverse.com. By browsing and using this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern IndexUniverse.com’s relationship with you in relation to this website.

The term “IndexUniverse.com” or “us” or “we” refers to the owner of the website whose registered office is 419 Boltimore St. 3rd Floor, New York, NY 10004. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorized use of this website may give to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without IndexUniverse.com’s prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of New York.
  • The editors of IndexUniverse reserve the right as they deem appropriate to exclude, remove or block any postings or posters. As a moderated site, the editors will act promptly on any posts and/or comments believed to be unduly divisive and/or argumentative. Posts and comments considered uncivil and/or rude aren’t allowed. Personal attacks and baseless accusations with misleading and/or inaccurate information are not permitted. Use of different aliases to get around the spirit of these guidelines isn’t allowed. These rules are subject to change by the site’s editors at anytime.


  • Hello, my name is Luke Handt; I am a successful Bitcoin trader, financial analyst, and researcher. I have been studying the market trends for the conventional stock exchange system globally since I was in college.

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